Certificates
Our Certificates give you a secure investment with a great opportunity for long-term growth.
If you are looking for a safe, secure investment that will not be impacted by financial market fluctuations, consider a Certificate from Our Community Credit Union. Your funds are federally insured and you will earn a guaranteed dividend rate on your investment.
- Certificate terms of 6 months, 1 year, and 2 year are eligible for a one-time rate bump*
- Dividends are earned daily and paid monthly
- All Certificates (excluding IRA Certificates) are automatically renewable for your selected term if applicable
- Penalties will apply to only the portion of funds withdrawn: 60 days in loss of dividends for Certificates with a term of 1 year or less and 180 days in loss of dividends for terms longer than 1 year
Grow with OURCU Certificates! Click the link below to view our most current rates!
What’s a BUMP? A Bump is a one-time option during the life of your savings Certificate where, if the interest rate has risen during your term, that you can BUMP-UP your starting rate to the current rate available.
View Most Current Rates