With a Home Equity Line of Credit loan from OCCU… almost anything is possible!
Using the equity you’ve already built in your home can be a low cost option to tackle a home improvement project, college education, an awesome vacation, debt consolidation, medical expenses, etc. With an OCCU Home Equity Line of Credit you can choose either a fixed or variable rate. Apply just once and access your credit limit for up to a full 12 years on a variable rate HELOC or a 5 year draw on a fixed rate HELOC.
- Variable and fixed rates as low as 4.50% APR*
- Credit lines up to $200,000*
- Convenient and easy access to funds
- Borrow purchase-by-purchase up to your credit limit
- Available on your primary home in Washington
- Access your equity line for 12-years on a variable rate option or 5 years on a fixed rate
- One time origination fee of $400 built into your home equity line of credit
- No annual fee or prepayment penalties
- Possible tax deduction on interest paid – consult your tax adviser
Contact us today! (360) 426-9701 or toll free at (800) 426-5657.
*The APR-Annual Percentage Rate, rates are subject to change. Loan is based on creditworthiness, occupancy, property loan to value. Other restrictions apply. Subject to approval and must be a member in good standing. Ask for details. Please call us for your qualifying rate.