Home Equity Line of Credit

With a Home Equity Line of Credit loan from OCCU… almost anything is possible!

Using the equity you’ve already built in your home can be a low cost option to tackle a home improvement project, college education, an awesome vacation, debt consolidation, medical expenses, etc.  With an OCCU Home Equity Line of Credit you can choose either a fixed or variable rate.  Apply  just once and access your credit limit for up to a full 12  years on a variable rate HELOC or a 5 year draw on a fixed rate HELOC.

  • Variable and fixed rates as low as 4.50% APR*
  • Credit lines up to $200,000*
  • Convenient and easy access to funds
  • Borrow purchase-by-purchase up to your credit limit
  • Available on your primary home in Washington
  • Access your equity line for 12-years on a variable rate option or 5 years on a fixed rate
  • One time origination fee of $400 built into your home equity line of credit
  • No annual fee or prepayment  penalties
  • Possible tax deduction on interest paid – consult your tax adviser

Contact us today!  (360) 426-9701 or toll free at (800) 426-5657.

*The APR-Annual Percentage Rate, rates are subject to change.  Loan is based on creditworthiness, occupancy, property loan to value. Other restrictions apply.  Subject to approval and must be a member in good standing.  Ask for details.  Please call us for your qualifying rate.

 View Our Most Current Rates