Benefits

Our Community Credit Union is a not-for-profit, full-service, financial alternative to a bank.  One member’s savings deposit is another member’s loan.  The more products you use, the more everyone benefits. At a bank it’s the bank’s stockholders and paid board of directors who profit from the bank’s success, not the bank’s customers.

As a member-owned financial cooperative, credit unions are not-for-profit. They function to serve their membership. As a result, credit unions are able to pay competitive dividends on savings and interest rates on loans. After operating expenses and reserve requirements are met, the remaining income is returned to the members as dividends and other financial services. Moreover, the Credit Union Board of Directors is made up of unpaid volunteers. Directors are elected by the membership from among their own ranks.

Today, over 29,000 members throughout Washington State are able to share in the profits of OCCU.  Join us today!

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