Rates Current as of November 20, 2008 and are subject to change

Basic Savings Rates
Average Daily Balance	Rate	APY (Annual Percentage Yield)
$25.00 - $999.99	.50%	.50%
$1,000.00 - $9,999.99	.75%	.75%
$10,000.00 & Above	1.00%	1.01%

Checking Rates
Average Daily Balance	Rate	APY
$999.99 & Below	.00%	.00%
$1,000.00 - $19,999.99	.50%	.50%
$20,000 - $99,999.99	1.50%	1.51%
$100,000.00 & Above	2.00%	2.02%

IRA Savings Rates - Regular, Roth & Education
Average Daily Balance	Rate	APY
$50.00 Minimum Opening Deposit	2.50%	2.53%

Earn a special Market Premium of .25% on top of our current Certificate Rates!
Applies to New Money transferred from another Financial Institution.

Certificate and IRA Certificate Rates
Minimum Deposit $1,000
Term	Rate	APY
6 Month	3.20%	3.25%
1 Year	3.30%	3.35%
2 Year	3.65%	3.71%
3 Year	3.75%	3.81%
Certificate Details:   • Certificates are eligible for a one time rate bump (excluding 3 year term Certificates opened on or after 4/14/08) • All certificates (except IRA certificates) are automatically renewable for your selected term if applicable • Penalty will apply to only the portion of funds withdrawn: 60 days in loss of dividends for certificates 1 year or less and 180 days for 2 & 3 year certificates. • Dividends are earned daily and paid monthly • APY= Annual Percentage Yield  • Your savings are federally insured to $100,000 by the National Credit Union Administration.   • Rates current as of November 20, 2008 and are subject to change.

 

For more information or to open an account, Call or stop by one of our offices today.